While most people are familiar with Discovery Health’s medical aid plans, over the past few years the insurance company has put great focus on its healthcare hospital plans, which offer a wide range of hospital and healthcare benefits but at a fraction of what a typical medical aid cover costs. Of course, a healthcare hospital plan is very different from a medical aid plan, but essentially, their purpose is to ensure that you have some cover for your healthcare needs.
BestHospitalPlans.co.za offers you an option to compare affordable hospital insurance quotes in South Africa.
Discovery Health Hospital Cover Quotes
Access a wide range of benefits including the following:
- Unlimited private hospital cover all over South Africa. This includes Mediclinic, Netcare, Life Healthcare and other smaller and/or independent hospitals in the country.
- Unlimited consultations at any registered General Practicioner with as little as R50 payment or as much as R100 co-payment on your visit.
- Full payment of medication for chronic diseases which include cancers, TB and HIV/AIDS.
- You will also be covered for medical emergencies when you are outside of the country.
There are many other benefits in the different programmes available with Discovery.
Discovery Medical Aid vs. Hospital Cover
Not only are Discovery Health hospital plans comprehensive, but they also are on average 14% cheaper than equivalent hospital plans products in South Africa with similar benefits and cover. This is really impressive, and offers a spectacular alternative to medical aid cover, which tends to be many times more expensive.
Unlike other healthcare plans from other insurance providers, Discovery’s hospital plans are very similar in benefits to their medical aid plans, the main difference being that they are more affordable. You can add and remove certain benefits in order to reduce your monthly premiums but still remain with adequate cover so that you can use your money for other expenses.
However, whereas, the main difference between a Discovery Hospital Plan and other plans is that you are not paid a fixed amount for every day that you are hospitalised your hospital bills can be paid up to 200% of your healthcare provider’s rate.
There are many options from which you can compare hospital plan quotes, and we suggest you do this before committing to any one plan. Compare quotes below.
Discovery Health Hospital Insurance Contact Details
Call Centre: 0860 000 628